The Evolution of "Accredited Investors"

Since the early 1930s, federal government regulators have found it challenging to protect investors in private offerings and securities while simultaneously sustaining the growth of start-ups and other young companies - companies which many believe are responsible for the majority of job growth in the United States. Balancing this task had been forefront in the mind of the Securities and Exchange Commission (“SEC”) for years. Eventually, the SEC coined the term “accredited investor,” thereby shaping the investment landscape ever since.  This distinction was implemented by the SEC to protect investors who did not have the sophistication nor the resources to obtain disclosures and to evaluate private securities offerings.  By creating this standard, the SEC felt comfortable allowing individuals with the financial means and sophistication to participate in these private securities offerings, without the full protection of federal or state securities laws.

According to Regulation D of the Securities Act of 1933, the term accredited investor refers to any investor who has maintained a certain level of income or net worth and who is able to participate in private placement of securities.  It also allows an investor to participate without being counted toward the maximum number of investors that are otherwise permitted in an offering exempted under Regulation D.  In July of 2010, President Obama signed the Dodd-Frank Wall Street Reform and Consumer Protection Act, which made an important amendment to the definition, in that the value of a primary residence may no longer be included in an individual's net worth. This amendment came in the wake of the rising – and then falling – of real estate prices across the country. This dramatic bubble led to the concern that the value of a personal residence might be based on overoptimistic perceptions, and that the inclusion of that personal residence in the “net worth” criteria of an individual's wealth might be inappropriate.

While it may be most common to think of accredited investors as individuals, this group also includes banks, insurance companies, employee benefit plans, and trusts.  For an individual, though, in order to qualify as an accredited investor, he or she must meet one of the following criteria:

1. Earn an annual income exceeding $200,000 or joint income exceeding $300,000 together with a spouse.
2. Have a net worth exceeding $1 million - excluding one’s primary residence.
3. Be a general partner, executive officer, director or a related combination thereof for the issuer of a security being offered.

The SEC considers these accredited investors to have sufficient amount of wealth, as to not need the protection of federal and state securities laws to the same extent that non-accredited investors do. In other words, they have the ability to fend for themselves.

The question of how the SEC can both protect individual investors while still allowing for growth of startups and other young companies will continue to be a hot topic in the coming years. As the SEC proved when they removed the value of primary residency in the valuation of accredited investors, they are paying close attention. We can expect that the SEC will continue to implement reforms that could limit the number of accredited investors in years to come. Stay tuned.

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How Crowdfunding Increases The Potential Of Your Project

Crowdfunding/hyper funding/crowd financing by its nature and format is an improved funding option that not only earns you money to support business, but also provides a range of aligned values and benefits. It is a practice of securing fund by asking a crowd of people (instead of banks, venture capitalists or angel investors) to unitedly support and donate a specific amount of money for the development of a cause, idea or project.

One of the initial examples of Crowdfunding is that of Australia's Blowfly Beer, which with the help of emails and internet word of mouth, received the support of around 40,000 people to invest in their company. "The investment pitch was pretty simple - give us money and we'll give you equity and beer," via CrowdFund Connect.

So, it is all about finding out targeted people (rather than one governing body) who are mutually eager to invest in an idea for (tangible or subtle) benefit. Besides money, here's how crowdfunding can help you leverage the full potential of your project:

Pre-sells your idea through comprehensive market research targeting the right audience:

This is one of the most beneficial aspects of crowdfunding. Pre-selling your idea or project helps you make an extensive research on the market with insights that evaluate risks and inputs that improves the scope. When a project is publicly accessible, you are likely to get increased exposure of potential audiences whose responses and reactions let you know whether your idea really has takers or does it have a market in general. If people are not buying it, chances are your project doesn't have a market or the contemporary setting is still not ideal to launch your idea. This also means modifying your marketing ideas and increasing its extent to suit customized taste of potential investors so that even if the market is not ready for your project, you can create a scope.

Builds loyal customer bases who return to your business because of value offerings:

With crowdfunding, you are likely to generate people's participation when you offer rewards (equity and beer in the case of Blowfly Beer). Now, if you succeed in providing value offerings to them, they are more likely to buy the products you make to enjoy increased benefits. So, quality rewards opens scope for future sales leads by creating repeat customers who are loyal and pro to your business.

Influences future customers by making today's customers happy:

This is where case studies and testimonials come in play. Going forward, the market is so competitive you need to convince your future customers creatively and authentically to trust you and continue using your product. Crowdfunding also creates the scope because when you deliver products or services to customers you gained through this crowdfunding process, they are likely to give affirmative feedback provided they like it. These testimonials can collectively influence your future clients. There are more reasons for them to trust your service because the feedback and testimonial are authentic and not manipulated. In addition, you can create case studies based on winning solutions to even strengthen your service profile.

Creates scope for word of mouth marketing:

The best form of marketing is the one that goes viral through word of mouth. And, crowdfunding exactly does the same. People interested in your project would share your idea and the opportunities in your project with their friends, neighbours, colleagues and thereby create popularity without having you to directly involving in the whole process. So, without spending any money on the initial marketing, you can gain thousands of people turned investors turned customers.

Besides the above, raising funds through crowdfunding is easier and simpler compared with traditional funding options. It generates increased opportunities of collective development from the very base for any businesses as well as makes product innovation more social and advanced. To conclude, crowdfunding is a trusted social funding process which if played well can earn you results and not just profit and values, not just hard cash.

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The Role of Big Data Companies in the Corporate World

Big data is the latest buzzword in Singapore and organizations are attempting exhausting to create sense of the information flood returning their method. With the advent of net, lots of multinational firms have got access to a range of digital data that if analyzed in a correct method will facilitate to find solutions to the long unanswered and neglected issues of the organizations. In the past days when there was restricted access to info. It was terribly troublesome to anticipate future business trends. But, with the expansion of social media platforms, the number of information generated is multiplying each minute and this could facilitate firms to realize a competitive advantage because it permits improved interaction with the top user of their product or service.

Companies are currently ready to anticipate future client desires and are coming up with their services accordingly to cater to their target market. Variety of big data firms are introduced to the company world. The consultants in these agencies are experienced professionals with expertise in uncovering hidden insights from the offered sources of data which will profit organizations. These services have even helped to boost fraud detection that has led to less range of theft and crime cases. It’s also helped in creation of customized merchandise for specific customers supported their selections and changing demands.

Organizations that don't think about obtaining their data analyzed are losing out on an excellent deal of client service improvement and thus are dampening business growth. In today's competitive business landscape, it's turning into increasingly mandatory for organizations to remain abreast with the most recent trends and the understanding the digital media is one of the strongest ways of obtaining unique insights which may also aid improved decision making.

Understanding the distinction between structured and unstructured data will facilitate firms lead a step ahead of their immediate competitors and this could only happen by outsourcing the data analysis task to one of the reputed big data firms in the city. The consultants will work along with you; attempt to perceive your organizations core objectives, giving you a transparent image of the latest market trends through their elaborated analysis. The pace at that technology is taking over, organizations got to find innovative ways of understanding the changing client behavior. It also helps in streamlining the business processes well in advance to meet the future requirements.

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INinbox Review: Email Marketing Made Easy

Hello Guys, Welcome once again to IFTISEO review series. Today we will be featuring a new Email Marketing service INinbox.

Before Getting started let me ask you a question, Do you have any Email List ?

If no then you must build one and yes don't worry about the cost, because today the service I will be reviewing in this post is really affordable.

What is Email Marketing ?

Email Marketing is simply sharing your newly posted articles or any service or even your businesses to your subscribers who are potentially your customers. Every blogger tries to setup such campaigns for their own blogs or sites but due to some problems they never get positive results. Many of them can't afford Email marketing services due to their high cost.

I myself couldn't afford such services, but now I have found a perfect solution to it. Yes it is INinbox Email marketing service.

What is  INinbox ?

INinbox is an easy to use Email Marketing Provider founded by Tim Bekker with the aim of providing affordable email marketing service to the users who seems to be struggling in it. 

They provide all Email Tools at a very low industry price and I'm sure you will never regret buying their service. 

Features Of INinbox

Email Marketing: Most of the tools online are quite complex and confusing but with INinbox you will have absolutely no difficulties as they have a very simple and easy interface to work upon. Some features of their Email Marketing service are listed below. 

• Broadcast Emails: With this feature you can easily schedule your Emails. 
• One Click Duplication: Easily renew your sent messages instead of starting all over again.
• Built in Professional HTML templates: Choose any template from a long list of cool professionally designed templates.
• HTML editor: Easy to easy HTML editor by which you can make any changes accordingly.
• Track Sent Emails: You can easily track various metrics like clicks, opens, views, forwards etc.
• Conversion Tracking: Track your Audience behaviour easily.
• No More Lost Mails: All of your mails will be sent to the INBOX directly, not into spam or junk folders.

99% Sucess to Inbox

Track your campaigns

Broadcast your Emails

Contact Management: INinbox ensures 100% satisfaction and thus it has a lot of additional value added services, one such service is contact management which allows users to manages their list in a well organised manner. Some great features are listed below.

• Subscriber List Management: Import your contacts easily. View individual user details like demographics, history, opens, views, clicks and a lot more.
• Make Filtered Lists: Create lists by filtering your original lists to improve total efficiency of your campaigns
• Add Gravatars: Easily add gravatar's for individuals to make it look more friendly.

INspired Support:  A team of professional experts are always ready to assist you in case of any problems or questions that may come to you. With their Email Marketing Blog you can easily learn various new things related to email marketing. 

There are a lot of other great features that I haven't listed above, here are some more.

INinbox Other Features 

Pricing

I guess by now you are very well satisfied with the services and features offered by INinbox, but one thing may be revolving in your head. PRICE?? You may want to hug me after seeing the pricing of this awesome service. Whatever your size is, you fit in!! 

There are 3 options to opt from. 

INinbox pricing

Free Box: It's Free. Yes you are reading it right, it is totally FREE OF COST. You don't even have to enter your card details to join. This package allows you to manage 2000 contacts (That's a lot for a newbie) and you can send upto 20000 emails. It isn't over yet, you can get more emails credits by referring the service to your friends.

Big Box: It will cost you just $3.95 a month and I bet its quite affordable for everyone. Send unlimited emails monthly with a storage capacity of 5000 contacts, this is perfect pack for a growing business.

Sky Box: My favorite, I will surely buy it soon for my upcoming projects. For just $9.95 a month you get everything, manage unlimited contacts and send unlimited Emails too. Best for big business owners who are still looking to expand their networks.

Magento And INinbox

Now both Magento and INinbox will work together. By just connecting Magento email plugin with your INinbox account you can easily sync all your E-commerce contacts from Magneto to INinbox. Here is a snap showing how it works together. 

Magento and INinbox

Final Words

We Highly recommend INinbox marketing service to our readers as well as other bloggers looking forward to expand their networks through Email marketing. It is the best service available right now and you are just a click away from joining. Sign up for a free account from here. (Affiliate Link) 

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How To Get More Tweets And Google +1 on Your Posts

Social networking sites are one of the best mediums or sources to get targeted traffic from but are you getting social shares specially G+ and tweets? 

But have you ever wondered how some blogs gets a large number of tweets and G+ in just no time. You might have seen many posts with a high number of G+ shares and tweets as well. So do you want to know the secret?

Well recently I came across this trick and I was amazed to see many top bloggers using it to get tweets and G+ ones. So as usual I always share the tricks I find helpful and this time it’s the Trick to get high number of Google +1 and tweets to your posts.

Simple Steps to Get High Number of Google +1 and tweets:

• Firstly, all you have to do is signup at JustRetweet and set up your profile accordingly. It’s a site same as AddMeFast, but it’s basically used by bloggers and other online IM experts to promote their business, with everything real here unlike AddMeFast where people use fake ID’s to collect points.

• Before promoting your posts, you have to collect some points. So to collect points go to Dashboard. You will now see a list of twitter posts shared by other bloggers and members of the site. Its upto you now, on how you collect points. You can Facebook Like, Google +1 or retweet their posts and collect points. If you want to be in your niche, you can select your category from the categories list. It’s really easy to collect 5000 points in 10 minutes.  This way you are not only just collecting points to set up your own shares but you are also promoting other blog posts which is a good aspect of blogging.

• Once you have enough points (atleast 1000) you can setup your own share. Go to Submit Tweet link and type the tweet you want to be shared/ReTweeted(RT) including your post link (Use HASHTAGS for more exposure). Set the number of credits you want to give for a single share (Google+ 1, FB like, Tweet). I usually prefer between 40-80 credits per share. Now select the number of times you want your posts to be shared and the networks where you want it to be shared. 

Advantages of this trick

• Your tweet will be ReTweeted by many of the top bloggers with a large number of followers which simply gives a lot of exposure of your blog to other’s in your niche.

• Your social sharing buttons/Plugins will show high numbers which will make your post look worthy.

•  You will get targeted traffic to your posts.

• It will help you build relationships with some top bloggers.

So this was a simple little trick which many TOP bloggers use. I have seen Harleena Mam of AhaNow, Zac Johnson, Nirmala Mam, BlogEngage and many other top bloggers using Justretweet and I have got many ReTweets from them as well. Are you still confused about the advantages of it?

The best part is that there are no spam members or profiles on this site. I have been using this trick from the past 1 week and I have experienced positive results from the first day itself. Here is a screenshot showing some of my shares. 

 I guess by now you are very much impressed by this trick and you all will be looking to try your hands on it. 

Some other sites like JustRetweet.com

Retweet.it

Easy Retweet

Ad Retweet

I hope you liked my post.

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How To Setup A Verified Paypal Account In India

Hey Freinds, today I have come up with this post as many of my readers and friends requested. PayPal is the safest and the best internet service allowing users to send and receive payments with 0% extra fees. 

As my readers are mostly blog owners, SEO masters or online earners, So PayPal is a must for them. But most of them don't know how to open a new full fledged verified PayPal account. So this is for them :)

NOTE: You must be 18+ to have a PayPal Account under your name

Sources you need 

• First of all you need a PAN (Personal Account Number) CARD, its a must and without this you cannot have a verified account. You can submit an application form using this link. Usually it takes a month for your PAN card to reach your home. 

• An Indian Bank account ( I prefer SBI or CBI ), I have seen some of my friends struggling with some other Banks. Neither Online/ Net banking nor ATM/Credit Card is required.

• An Email account (Recommended: Gmail Account) 

Steps to Setup A PayPal Account

• Go to PayPal.com and SignUp for a new account.

• Select your Country and the type of account you need. Select business account only if you are having a company or so. 

• Enter all the details carefully. Make sure the name you use is the same as that on your PAN card as well as Bank Account. Uncheck the Credit Card box if you don't want to connect your Card with PayPal. 

• It will again ask for Credit Card details, you can simply skip it by clicking the text saying "Go to my Account" or by just opening paypal.com again. 

• Check you Email for verification mail and verify your email account. Your account is now created, but still not ready to receive or send payments.  

• To verify your PayPal account go to the click on the link saying Get Verifed. You will be asked to enter your PAN Card Number and your Bank account details (Name, Branch, Address and Account Number).  

• After you enter your Bank account details, PayPal will send some money (around 1-2 INR) to your account. It takes upto 4-7 working days for it.  

• After you have received money on your bank account, open up your PayPal account and again go to the Get Verified link. Now you will have to enter the exact amount PayPal sent you. 

• Once you enter the amount, your PayPal account will be completely verifed and will be eligible to receive and send payments.

Note: PayPal will send you verification mail for every step completed.

Some Final Points 

• Never try to search for PayPal money adders etc. they are all made to hack your account. 

• Use a very strong Password. 

• You can link your credit card anytime with your account. 

• For Indian accounts, Once you receive payment on your PayPal account it will be automatically sent to your Bank account within 3-7 days. I haven't still found a step to stop this automatic process.

• Start earning now. :)

I hope this post will help you create a Full Verified Indian Paypal Account.

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3 Must Have Android Apps For Bloggers

We all want to get live updates about our blog, analytics and AdSense account. But Most of us don’t have access to their desktops or Laptop’s 24/7.

But most of us have one thing with us all the time. Any guesses?  Yes Our Phones, I must rather say Smartphones. 

So do you use your smartphone to get updated about your blog?

IF NO, then you have to start it. So today in this post I will be sharing 3 Apps which all bloggers and AdSense publishers must have on their Android Smartphones. These apps aren’t bulky and even runs on older versions of Android. So make sure you try them all.

NOTE: All these Apps Are free of cost. 

Blogger App

It’s the official Blogger app by Google. With this App you can easily write, edit or even publish blog posts. Though this app still needs many improvements to be done but still this app proves out to be handy in many situations. 

For Example, you are on a big journey and you don’t have access to your Laptop or Pc. In such cases we feel very much bored, so to utilize some time you can start writing a post using this app. It’s quite simple and you need not to have any technical knowledge.

Features of the App: 

• Edit Existing Posts of your Blog
• Save a post as Draft
• View list of all posts including drafts
• Add labels to posts
• Add Location 
• Add Images right from the gallery or even by taking from the Camera

To Install this App ClickHere

Google Analytics App

It’s again an official google app and it’s very useful to all the webmasters. I seriously like this app more than the Desktop version of Google Analytics Site. You can see each and every data of your analytics account with this small app anywhere anytime. This app shows everything Real-time Views, Demographics, weekly views, Referrals, Bounce rate etc. of every site you own.

I have this app installed in my phone right from the beginning and I always use it to check my Real time visits. It’s a user friendly app which uses very less amount of your internet data.

I tag this app as A MUST HAVE APP FOR BLOGGERS. 

To Install Google Analytics App ClickHere

Adsense App

Last but not the least comes Google AdSense’s official app. This app keeps you updated of your daily earnings. After the last update of this App you can now view everything, you can check the countries from where the clicks are made, CPC, CPM, CTR, daily earnings, weekly earnings etc. You can also check your earnings based on the custom channels or the ad units you’ve created.

Well this is not all yet; this app comes with a very attractive widget for your home screen which shows your live earning, weekly earning and monthly earnings. The widget can be edited in size also.

So if you are an ADSENSE publisher, then you must have this app installed on your phone.

New Features:

• More Metrics: CTR, CPM, CPC, Clicks, Page Views
• Detailed charts for all metrics
• Additional reports: Product, Platform, Countries.
• Improved User Interface.

To Install Google ADSENSE App ClickHere

Final Words

There are many other apps available on the internet and Play store serving the same purpose, but be careful before using them as they are created from sources other than google which will make your Google Account quite vulnerable to hacking. So we recommend you to only use official google apps for such purposes.

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